Saputra AA, Suhardi S, Akbar J. The Effect of Digital Literacy, Trust in Security, and Transaction Costs on Optimizing the Utilization of QRIS in MSMEs with Ease of Use as an Intervening Variable. EJEB [Internet]. 2025Apr.30 [cited 2025Jul.5];4(2):141-9. Available from: https://jurnal.larisma.or.id/index.php/EJEB/article/view/1001