Perkasa, R.D., Rahmah, A. and Zidane, R. 2024. Analysis of Bad Credit Problems in the Savings and Loans Cooperative Unit of SMK Negeri 9 Medan. Holistic Science. 4, 2 (Jun. 2024), 256–259. DOI:https://doi.org/10.56495/hs.v4i2.626.